Top Quality and Affordable Homes
National |
Average Rate* |
30-Year FHA Rate | 7.12% |
30-Year Fixed Rate | 6.00% |
20-Year Fixed Rate | 6.95% |
15-Year Fixed Rate | 5.62% |
* Conforming FNMA Loan Amount. Rates may include points. |
Information updated: 4/28/2025
Housing’s Share of the Economy Grows Higher to Start the Year
Housing’s share of the economy grew to 16.4% in the first quarter of 2025, according to the advance estimate of GDP produced by the Bureau of Economic Analysis. This is the highest reading since the third quarter of 2022 and is up 0.2 percentage points from the fourth quarter of 2024. The more cyclical home...U.S. Economy Contracted in First Quarter of 2025
The U.S. economy contracted in the first quarter of 2025 for the first time in three years, driven by a sharp surge in pre-tariff imports, softening consumer spending, and a decline in government spending. According to the “advance” estimate released by the Bureau of Economic Analysis (BEA), real gross domestic product (GDP) decreased at an...House Sharing is Not Just for Young Adults
Traditionally appealing to students and young professionals, house sharing arrangements are gaining popularity among older adults.Jobs Openings Fall as Economy Slows
Consistent with soft sentiment data, the count of job openings for the overall economy and construction fell in March as employers slowed hiring plans amid a broader economic slowdown, per the March Bureau of Labor Statistics Job Openings and Labor Turnover Survey (JOLTS). The number of open jobs for the overall economy declined from 7.48 million...Homeownership Rate Dips to Five-Year Low
The homeownership rate declined to 65.1% in the first quarter of 2025, the lowest level since the first quarter of 2020, according to the Census’s Housing Vacancy Survey (HVS). Amid elevated mortgage interest rates and tight housing supply, housing affordability is at a multidecade low. Compared to the peak of 69.2% in 2004, the homeownership...Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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What an Economic Slowdown Could Mean for the Housing Market

Talk about the economy is all over the news, and the odds of a recession are rising this year.
Why Today’s Foreclosure Numbers Aren’t a Warning Sign

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market.
Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

It’s not really a surprise that 70% of buyers paused their home search last year.
You Finally Have More Options for Your Move

• If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again.