Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.94% |
| 30-Year Fixed Rate | 6.31% |
| 20-Year Fixed Rate | 6.06% |
| 15-Year Fixed Rate | 5.70% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 11/13/2025
State-Level Employment Situation: September 2025
In September 2025, nonfarm payroll employment was largely unchanged across states on a monthly basis, with a limited number of states seeing statistically significant increases or decreases. This reflects generally stable job counts across states despite broader labor market fluctuations. The data were impacted by collection delays due to the federal government shutdown. Nonfarm payroll […]Existing Home Sales Edge Higher in November
Existing home sales rose for the third consecutive month in November as lower mortgage rates continued to boost home sales, according to the National Association of Realtors (NAR). However, the increase remained modest as mortgage rates still stayed above 6% while down from recent highs. The weakening job market also weighed on buyer activity. Meanwhile, […]Lumber Capacity Lower Midway Through 2025
Sawmill production has remained essentially flat over the past two years, according to the Federal Reserve G.17 Industrial Production report. This most recent data release contained an annual revision, which resulted in higher estimates for both production and capacity in U.S. sawmills. While in previous analysis, production had remained stagnant since 2017; this revision shows […]Inflation Slows in November (with a Caveat)
Inflation unexpectedly eased in November, according to the Bureau of Labor Statistics (BLS) latest report. This data release was originally scheduled for December 10 but was delayed due to the recent government shutdown. While most indexes showed deceleration, this report does not necessarily prove a downward trend in inflation due to missing October data and […]Homelessness Increased to a Record-High in 2024
In 2024, the number of people experiencing homelessness increased to the highest estimate in the history of HUD’s Annual Point-in-Time (PIT) Count. Approximately 771,500 people were recorded as living in an emergency shelter, a transitional housing program, or in unsheltered locations across the country. This count increased 18% compared to 2023, a notable increase compared to previous years as shown in graph below. Demographics Nearly every demographic increased to record levels of homelessness in 2024. Individuals, who represent about two-thirds of people experiencing […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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There’s a lot of conversation about home prices, mortgage rates, and affordability right now – and those things are important.
Your House Didn’t Sell. What Now?
When your house doesn’t sell, it does more than disrupt your plans, it hits close to home.
Headlines Have You Worried about Your Home’s Value? Read This.
Hearing talk about home prices falling? That may leave you worried about whether your house is losing value. But here’s what you need to know.
Is January the Best Time To Buy a Home?
You may not want to put your homebuying plans into hibernation mode this winter.
Is Buyer Demand Picking Back Up? What Sellers Should Know.
The housing market hasn’t felt this energized in a long time – and the numbers backing that up are hard to ignore.
