Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 6.23% |
| 30-Year Fixed Rate | 6.55% |
| 20-Year Fixed Rate | 6.45% |
| 15-Year Fixed Rate | 5.90% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 7/21/2026
New Home Sales Edge Higher as Affordability Challenges Persist
Affordability challenges continued to weigh on the new-home market in June, as elevated mortgage rates, rising inflation and broader economic uncertainty kept many prospective buyers on the sidelines. Sales of newly built single-family home rose 1.6% in June to a seasonally adjusted annual rate of 628,000, up from an upwardly revised May estimate, according to […]Acquisitions Increasing Among Home Builders
At the start of 2026, most home builders predicted that high mortgage rates and hesitancy among buyers would be their toughest challenges this year. They weren’t wrong: the 30-year mortgage rate averaged 6.49% in June and housing demand has weakened, as reflected by flat mortgage applications in the first half of the year. As a […]What Do Home Buyers Purchase After They Move In
Buying a home typically generates a wave of consumer spending beyond the purchase of the home itself. Following a home purchase, households often buy appliances and furnishings and undertake remodeling and repair projects to make the home fit their needs and preferences. This spending supports many businesses and industries, extending the economic impact of home […]State-Level Employment Situation: June 2026
State labor market conditions softened in June as hiring slowed across much of the country. While a majority of states recorded payroll employment gains during the month, national job growth moderated and employment declines remained widespread in several states. Construction employment continued to expand modestly, though performance varied considerably by state, reflecting ongoing differences in […]Shrinking Lots: Trend Levels Off as Smaller Lots Remain the Norm
The long-term shift toward building single-family detached homes on smaller lots appears to have stabilized. According to the latest Survey of Construction (SOC), the share of new homes built on smaller lots remained near record highs in 2025, following more than a decade of steadily shrinking lot sizes. While the median lot size edged up […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? The answer hasn't changed in 14 years.
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If you've been thinking about selling, you've probably seen plenty of headlines suggesting buyers have just about disappeared.
