Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.26% |
| 30-Year Fixed Rate | 5.58% |
| 20-Year Fixed Rate | 6.75% |
| 15-Year Fixed Rate | 4.93% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 4/19/2026
Construction Workforce Shifts: Fewer Tradesmen, More White-Collar Jobs
The long-running shift in the construction labor force away from construction trades and toward management, business, and technical roles is ongoing and gaining momentum, according to NAHB’s analysis of the latest 2024 data from the American Community Survey (ACS). Although total industry employment now slightly exceeds the levels reached during the 2005–2006 housing boom, the […]Count of Second Homes Declines in 2024
In 2024, the number of second homes in the U.S. was 6.2 million, accounting for 4.3% of the nation’s housing stock, according to NAHB estimates. This reflects a modest decline from 2022, when the number reached 6.5 million. This decline suggests some cooling following the pandemic-era surge in second home demand. Despite the recent decline, […]Young Adults Report More Interest in the Construction Trades: 2026 Survey
NAHB estimates the U.S. has a structural housing deficit of 1.2 million units. Among the myriad of headwinds home builders face trying to close that gap is the industry’s chronic shortage of workers in the construction trades. This shortage is responsible for an approximate $11 billion per year impact in terms of higher cost and […]Builder Sentiment Posts Notable Decline on Economic Uncertainty
Economic uncertainty coupled with rising building material costs and interest rates resulted in a sharp decline in builder sentiment in April as the housing market enters into the heart of the spring buying season. Builder confidence in the market for newly built single-family homes fell four points to 34 in April, according to the National […]Higher Energy Prices Increase Residential Construction Costs
Energy input prices increased in March at their fastest pace since June of 2020 as the conflict in Iran shocked critical global supply chains. Building material prices, excluding energy, rose for the eleventh straight month. Price growth for trade services slowed while transportation and warehousing price growth accelerated. The Producer Price Index for final […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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The 10 Best Markets for First-Time Buyers This Spring
For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.
Rent or Buy? The Real Tradeoff Most People Don’t Talk About
You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking.
Getting a Tax Refund? Here’s How It Can Help You Buy a Home
If you’re getting a tax refund this year, here’s something worth thinking about.
Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.
With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move.
When Buying a Home Feels Out of Reach, Some Families Do This Instead
For a lot of people, the math on buying a home just doesn’t really work right now.
