Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.33% |
| 30-Year Fixed Rate | 5.83% |
| 20-Year Fixed Rate | 6.42% |
| 15-Year Fixed Rate | 5.04% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 5/12/2026
Residential Construction Input Prices Move Higher In April
Prices rose across a host of goods and services used in residential construction. Rising energy prices were the primary driver, but transportation service prices also rose at their fastest pace since 2022. Meanwhile, building material prices, excluding energy, rose at their highest yearly rate in three years, up 3.7% from a year ago. The Producer […]Delinquencies Holds Steady in First Quarter of 2026
Consumer loan delinquency rates continued to normalize in the first quarter of 2026 as pandemic-related disruptions diminished and credit conditions moved closer to historical norms. According to the latest Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, about 4.8% of outstanding household debt balances were in some stage […]Inflation Outpaced Wage Growth in April
Inflation accelerated to a nearly three-year high in April, driven by continued increases in energy costs from the Iran war. Energy costs drove more than 40% of the monthly increase, with national gasoline prices soaring above $4.50 in early May for the first time since July 2022. With energy costs straining household budgets and eroding […]Consumer Credit Accelerated in Q1 2026
In the first quarter of 2026, consumer credit grew at a slightly faster pace than in years prior amid positive yet sluggish economic growth and rising inflation pressure. According to the Federal Reserve’s G.19 Consumer Credit Report, total outstanding U.S. consumer credit reached $5.14 trillion in the first quarter of 2026. This marked a 3.25% […]Existing Home Sales Edged Up Slightly in April
Existing home sales edged up in April after reaching a nine-month low in March, but sales remained at historically low levels. Elevated mortgage rates and reignited inflation driven by the Iran war continued to weigh on affordability as economic uncertainty pushed up long-term rates, while rising energy costs strained household budgets. Despite inventory improving in […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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